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T-Mobile vs Straight Talk: plans & prices (2026)

A side-by-side look at T-Mobile (Major carrier (T-Mobile network)) and Straight Talk (MVNO on the Verizon network), with current starting prices and where each one fits. Prices are verified and shown without marketing spin.

T-Mobile

Major carrier (T-Mobile network)

from $45/mo

Essentials Military 2.0, 6 plans total

All T-Mobile plans →

Straight Talk

MVNO on the Verizon network

from $35/mo

Bronze 10GB, 4 plans total

All Straight Talk plans →
T-MobileStraight Talk
NetworkT-MobileVerizon
TypeMajor carrierBudget brand (MVNO)
Starting price$45/mo$35/mo
Cheapest planEssentials Military 2.0Bronze 10GB
Plans offered64

Bottom line

On starting price, Straight Talk is the cheaper entry point ($35/mo vs $45/mo). One is a budget brand (MVNO) that rents a major network, which usually means a lower price with the trade-off of slower speeds when the network is busy. The right pick depends on your data needs, how many lines you have, and coverage at your address, which is where a generic ranking stops being useful.

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